NEW PRICE!! This charming 2-bedroom, 2.5-bath cottage located on a quiet dead-end street in the Bear Point neighborhood offers an ASSUMABLE MORTGAGE at 3.5%. Situated OUT OF FLOOD ZONE, this home offers peace of mind along with thoughtful updates throughout. This is a golf cart community. Enjoy NEW flooring featuring luxury vinyl plank and tile, freshly painted interior, and a welcoming wrap-around porch that is so relaxing. The kitchen shines with new stainless appliances, new countertops, sink and faucet. Major upgrades include a new metal room (2020), new 3.5 Ton Heat Pump, and a new privacy fence. A well-maintained, move-in-ready cottage that offers full-time living, a second home, or investment. Bear Point offers a voluntary COA for $300 per year. It includes a fenced beach, playground, club house, and boat ramp. Buyer to verify all information during due diligence.