TWO LIVING SPACES + DEEDED BEACH ACCESS! Discover a unique opportunity in Surfside Shores with this spacious 4BR/4BA furnished coastal home featuring rare, grandfathered guest quarters and the flexibility of two separate, turn-key living spaces under one roof! The 2BR/2BA upper level and 2BR/2BA lower level each offer their own kitchen, living area and private entrance—creating exciting possibilities for rental income, extended stays or multi-generational living. With accommodations for 12+ guests, expansive outdoor decks and deeded beach access, there’s plenty of room to enjoy the Gulf Coast lifestyle. Situated on a Zone X lot outside COBRA, the property offers the potential for lower insurance costs compared with many coastal locations. Originally built in 1980, a permitted 2004 addition added approximately 936 heated/cooled square feet on the ground level, bringing the home to approximately 2,016 square feet per appraiser. Additional features include a metal roof, golf cart garage with storage, HVAC and electrical updates in 2020, and septic service completed in 2022. Tucked away in an established beach community with an optional HOA of just $200/year, this property offers flexibility that's increasingly hard to find near the coast. Use the entire home as one spacious beach retreat or take advantage of the separate living areas and rental possibilities. Optional owner financing available. Schedule your showing and see the possibilities for yourself! Seller is a licensed real estate agent in the State of Alabama. Buyer to verify all information during due diligence.